Referloan

Referloan has their registered office at 1/25 , Upper Ground Lalita Park , Laxmi Nagar , New Delhi -110092 and is the owner of this website, http://apnarupya.com/. Referloan is an online platform provide long term finance to any persons or company , enabling such borrower to construct or purchase a house or flat for residential or commercial purpose , upon such security and such term and conditions as the company may deem fit .

Before you may use the Website, you must read all of these General Terms of Use (“Terms”) herein and the Privacy Policy provided on the Website.

• GENERAL

This website is an online platform bringing together borrower and lenders willing to abide by the term and conditions herein. Referloan is merely a facilitator providing an online platform for borrowers in needs of loans from lenders and lender to disburse loan to borrowers.

• USAGE OF THE WEBSITE

This website is use for personal and commercial use. The user of this website unequivocally declare and agree and that the user is a natural person/legal person who has attained the age of at least 21 years and is legally allowed to enter into a contract in India.

You may only use the website to search for and to apply for loans, mutual funds, credit cards or other financial products as may be displayed on the website from time to time and you shall not use the website to make a fraudulent application for any products listed on the website.

You are prohibited from posting or transmitting to or through this website: (i) any unlawful matter that would violate right of publicity and also copyright and trademark. You shall be punishable for any damage resulting from any violation of the foregoing restrictions to this website.

• Acceptance of Terms and Conditions

You are advised to read and understand the said Terms and conditions and in case you do not wish to agree to these Terms and conditions, please refrain from using the site. The Website is an online platform providing users registered on the website with access to data base of lenders and borrowers. Referloan is a service provider facilitating the access between person willing to lend and person in need of borrowing.

• Limitation Of Liability

Referloan and employee , director will not be responsible for any injury , death , loss , accident , caused by any failure of performance , error, omission and any damage of any kind or any loss of revenue or profit arising under or relating to these terms and conditions.

• INDEMNITY

You agree to indemnify and hold Referloan (and its officers, directors, agents, and employee) harmless from any and against any claims. Causes of actions, demands, recoveries, losses, damages, fines, penalties or other cost or expenses of any kind or nature, including reasonable attorney’s fees or arising out of or related to your breach of this terms, Your Violation of any law or the right of a third party , or your use of the website.

• DISCLAIMER OF WARRANTY

This website is provided on an ‘’As Is’’ basis without warranties of any kind , either express or implied , including , but not limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose , other than those warranties which are implied by and incapable of exclusion , restrictions or modification under the law applicable to this agreement .

• Additional Terms

You may not assign or transfer your right or obligations under these terms and conditions .

Why Referloan needs the following permissions:

Contacts -READ_CONTACTS

Required to fetch the verified inviting the phone contacts to try out the the App

Device Info - READ_PHONE_STATE

Required to Pre-fill the Mobile Number in Application

Location - ACCESS_EXTERNAL_STORAGE

Required to upload photo or image.